Should I sell my Denver home and move somewhere cheaper when I retire?

If you own a home in Denver and are thinking seriously about retirement, moving to a lower-cost market is one of the most practical financial levers available to you right now. Denver home values have held strong, and the equity many longtime owners are sitting on is real, usable wealth that can fund 10 to 20 years of a more comfortable life somewhere else. That is not a vague idea. That is a plan. The part most families miss is the timing. People wait until a health event forces the decision, and then the choices narrow fast. I saw this pattern constantly working in long-term care and hospice in Denver, and it stuck with me. Families who had thought through the property side ahead of time had options. Families who had not were scrambling, sometimes selling quickly and poorly, sometimes letting well-meaning but uninformed relatives make decisions they would later regret. A clear plan made while you still have full agency over it is worth more than the highest offer you will ever receive. The math on geographic downsizing is usually straightforward. The emotional side takes longer and deserves patience and steady, honest conversation. If you are a Denver homeowner in your 60s or 70s and you have been turning this over quietly in your mind, you are probably closer to ready than you think. My honest position is this: waiting for the perfect moment costs more than making a clear, well-informed decision now. If you are in Denver and you have been watching a parent hold onto a home that no longer fits their life, what has been the hardest part of starting that conversation with them? Kevin Lundy, The HomeBridge Group Brokered by eXp Realty