Is the equity sitting in a long-term Denver home actually a retirement asset right now?

If you or a parent has owned a Denver home for 20 or more years, that equity is not just a number on paper. It is one of the most practical, liquid retirement assets most families have ever had access to, and very few are treating it that way. The question worth asking right now is not whether to sell. It is whether sitting still is actually a plan or just what is comfortable. I work with a lot of families where the home has been paid off, or nearly so, and the carrying costs, property taxes, and maintenance are quietly eating into fixed income every month. The house that built security is now the thing creating quiet pressure. A clear, steady look at what that equity could do, when the timing and the choices are right, changes the whole conversation. Nobody needs to rush. But nobody should wait until a health event forces a decision that deserves more space and more options than that. The families I have seen do this well made a plan before they had to, not after. Quotable: The families who use their home equity well are not the ones who moved fast. They are the ones who planned before the pressure started. If you are watching a parent hold onto a Denver home that is becoming harder to maintain, what is the one conversation you have not been able to start yet? — Kevin Lundy | The HomeBridge Group Brokered by eXp Realty